Sunday, January 22, 2017

Saving for A New Home



Saving for A House?
You need a down payment!

For many, the dream of owning a home seems an unreachable goal.  If this is how you feel, take heart!  HELP IS HERE!  Mick and Jane Goebel of the Goebel Team in Murphy, NC can help you reach that goal.  Mick and Jane have helped many people realize the joy of home ownership over the years and they want to help you too. They have years of experience, dedication and knowledge – THEY ARE ON YOUR SIDE and are ready to go to work for YOU TODAY!  Reach out to them by either stopping by the office at 5530 Hwy 64 W in Murphy or by calling them at 828-361-9442. 
 
One of the biggest obstacles in purchasing a home is the down payment.  Here is an article that gives you ways to save for your down payment in 1, 3 or 5 years.  Here are the highlights; then you can read the full article by clicking on the link below.  

Next, you can meet with a realtor and share your ideas with them, let them show you what you can afford in your area and then listen to what they have to say – they are experienced and have years of knowledge in the real estate market. 

 It’s not an impossible dream if you have the right TEAM –
 The GOEBEL TEAM!!!
Give Mick and Jane a call with all your questions – they are here to help you with
ALL YOUR REAL ESTATE NEEDS!


Raise a down payment in one year

  • Move in with a friend or family member to slash your rent
  • Sell useful but not strictly necessary assets, like your car
  • Get rid of every nonessential expense, no matter how inexpensive it may feel
  • Downgrade essential services for cheaper options


Save for a down payment in three years

  • Switch to a streaming service
  • Reduce the number of meals out you buy each week
  • Eliminate expensive entertainment
  • Cut back on your vices
  • Work out at home
  • Negotiate your bills


Build your down payment in five years

  • Use the tips above
  • Invest your savings
  • Stay focused
  • Start a side business to help earn more income







 

Wednesday, January 11, 2017

Buying a Home in 2017?



Buying A Home in 2017?

Whether you are a first time home buyer or you’re planning to buy your fifth or fifteenth home, there are certain things you need to know before you start the home buying process.  So, start now to make plans to do what’s necessary to make your dream a reality.  At The Goebel Team, we are here to HELP!   Give us a call TODAY – There’s no time like the present!! 
In this blog, you will find some great ideas to help you prepare if buying a home in 2017 is in fact, your goal.  You can also click on the link at the end of this blog to read more.

Habits to have before making your purchase

Habit No. 1: Automate your down payment savings

  •  Save, Save, Save – in order to have the 20% recommended down payment
  • Amassing enough for a down payment takes discipline and perseverance, but setting up automatic savings can make it easier

Habit No. 2: Build your credit history and keep it clean


  •  Pay Off Past Debts 
  •  Stay on top of your credit cards, car and college loans
  • Don’t avoid credit all together; but pay all your bills and payments on time

Habit No. 3: Practice living on a budget


  •  Compare renting vs buying in your area
  •  Create a budget that factors in your new reality so you can get used to living on less disposable income
  • Downsizing your budget early also means you’ll be able to save more for your down payment, pay down debt, or save for furniture for your new home.

Habit No. 4: Get your handy on


  •  Property maintenance … is an ongoing effort for homeowners
  •  Knowing how to fix basic home issues … will save thousands of dollars in the future

Habit No. 5: Prepare to pounce


  • Learn the real estate market in your area
  • Start browsing homes online

Click on the link below to read the complete article and then give us call! 
828-361-9442 
We’d love to help you find YOUR PERFECT DREAM HOME!  

http://www.realtor.com/advice/buy/habits-to-start-now-to-buy-a-home/?identityID=12056061&MID=2017_0106_WeeklyNL&RID=1142918722&cid=eml-2017-0106-WeeklyNL-blog_2_habitstobuyhome-blogs_buy






























Thursday, January 5, 2017

Organizing Your New Home



Organizing Your New Home

So the New Year is here and you’ve bought a new home!  So what now?  ORGANIZE, of course!  Here at The Goebel Team, we not only want to help you find a home, but we also want to help you after you get in your home.  One way we do that is our blog.  We hope that you enjoy the topics we write about as well as reap some benefits from it! 
In this blog we want to share some organization tips for your new home.  Here are some that we hope will help and then you can click on the links for more in depth articles about new home organization. 
The last part of moving into a new home can be some of the hardest part but can also be some of the most fun!  You can get creative in your organization and really have fun with it.  There are lots of resources available to you such as, Pinterest, HGTV.com, Home Depot or Lowes, and smart phone apps too!  So get going and ENJOY YOUR NEW HOME!



  • De-Clutter
  • Safety First
  • Go Green 
  •  Follow a Schedule
  • Show it Off



  •  Unpack one room at a time 
  •  Take notes 
  • Play interior designer 
  • Add style